Just spent a week, road tripping with my nephew (NYU grad.. 2016) Which meant, a week of Both of us being able to say, ANYTHING we wanted.. As long as it was COMPLETELY Politically Correct
Him calling me (and half the country) Racist SCUM, for liking country music.. A OKAY! Me mentioning my personal relationship with Jesus... NOT COOL, MAN!!
Saying “Jesus is Lord” is only unpopular with the secular fascists that are trying to destroy the middle class and our country. All of the climate change and transgender garbage and warmongering and CRT are just their tactics.
Their goals are always power and control.
Pretty soon their unpopularity is going to be out front for everyone to see.
Perhaps instead of forgiving student loan debt we should forgive them for getting degrees in wokeness, and remind them that the tuition in the school of hard knocks is always the highest.
While those young adults missed quite a few guesstimations, at least there are two that hit the nail. Religion demonized. Conservatives demonized. I get why they hope others will pay their student loans. NYU ain’t the cheap seats. Something like $75000/year. Insane. In an already expensive city (I live here), I have seen them biting off chunk after chunk of the east village for dorms and such. Increasing their footprint and removing property from the tax base. You know, just like hospitals do.
I’m happy for those young folks and hope they lead successful lives, but the idea of OTHER people paying THEIR debts is bullshit. You financed it, you pay for it. I went to college without loans back when an average family could afford expenses (LSU mid 80s). No loans. No way in hell am I gonna easily acquiesce to picking my pocket so you do not have to buck up and pay the piper. Didn’t know into what you were getting? You had idiots for parents. I’d guess they bought a time share somewhere along the line.
GrapeApe said... I get why they hope others will pay their student loans. NYU ain’t the cheap seats. Something like $75000/year.
My nephew got LOTS of student aid/grants/etc.. as well as roomed with a rich boyfriend* and made it out (back in 2012-2016) with "ONLY" $275,000** in student loans, with an econ degree He now works in Chicago as a suit, and makes SLIGHTLY more than i was making in 2017 as a DB Admin
rich boyfriend* he Claims, that they were "Just .. My nephew Claims that he is straight: go figure? $275,000** roughly Twice what my house in Ames cost.. Roughly TEN TIMES what my house in NE iowa cost
Every generation seems to have it harder than the last. One of the things that will help those who face these current hardships (sic) is not to talk about ‘when I was a lad…’: this just generates a whole bunch of ‘yeah, but…’ responses. It doesn’t help the current situation, we can’t go back to the past.
These students with high debt need to realize and understand that they made an agreement, and are obligated to that agreement. People who loan an individual money are not doing it out of their own heart; especially the government. They want something from you and they are going to get it.
Right now, as I understand it, there is no payments required and no interest - those with loans should be paying back as much as possible immediately, to get out from being a slave to the lender.
Hey GrapeApe- same here. I was at LSU from ‘82-‘88 when I got my DVM degree. My parents couldn’t afford to send us to college but scholarships helped a lot and I only took out one small loan my last year.
"Forgiving" a debt is for Jesus. An economist or accountant knows the "forgiven" debt is transferred. The citizen knows the debt is transferred to less affluent people than the borrowers.
I think home loans and car loans and business loans should be forgiven too. I mean I need a roof over my head! I need a car to get to work and back! Businesses are the backbone of America, why penalize them by saddling them with debt?!
Full disclosure: I live in a 2 million dollar home, drive a Rolls Royce, and took out a 10 million dollar loan on my business in my basement where I make birdhouses and sell them on the internet. I expect it to be profitable in less than ten years. If the government doesn't bail me out how am I ever going to get out of this crushing debt? Fairs fair afterall. Why should I be the one responsible for my life choices??
So I should be paying all the debts you elected to take on, voluntarily. Hmm. Sounds like an interesting argument. Tell you what: that's an expensive learning experience. Why don't you convince me using all the skills and knowledge you've acquired. If it was worth the money, it should be no problem to persuade me to voluntarily assume your debt. If you can't, then you didn't get your money's worth. If its not worth the money to you, it certainly won't be to me. If you propose to take it by force, then what did you need college for in the first place? By the way, I fight dirty when attacked using force
"Saying 'Jesus is Lord' is only unpopular with the secular fascists that are trying to destroy the middle class and our country."
Well, it's certainly acceptable to say it to those you know share and welcome that opinion. However, it is simply bad manners (or aggressively rude, depending on one's insistence) to say it to people whose flavor and degree of religious belief or non-belief you don't know, and who have not opened a conversational door to you for a discussion of religion.
"All of the climate change and transgender garbage and warmongering and CRT are just their tactics."
Believing in global climate change is not unique to religious non-believers. Supporters of war and warmongering are probably not the same population who believe in global crisis change, transgender "garbage"(sic), or who advocate for CRT. I'd bet the religious faithful* are more likely to accept war mongering.
So in majority-Christian America, "Jesus Is Lord" is the UN-popular opinion. (Worldwide, the vast majority of people confess to some sort of religious faith and belief, and most oppression and violence around religion is faith-on-faith.)
Not sure how that works, but then I didn't go to NYU, and I live in the South.
They seemed a self-congratulatory bunch. When I got my BA in 1976 from Overgrown Normal School U, we were so numerous that we didn't even march across a stage--we got to stand up as our name was called.
"In an already expensive city (I live here), I have seen them biting off chunk after chunk of the east village for dorms and such. Increasing their footprint and removing property from the tax base."
I lived in NYC for over 40 years, (having just left in January of this year), and I witnessed the metastatic growth of Columbia uptown and NYU downtown. (I lived about 15 blocks south of the Columbia campus.) The old joke was that Columbia would spread east and west from north to south and NYU east and west from south to north until they met in the middle, making all of Manhattan a divided campus comprising the two schools.
The college students today were indoctrinated in school by teachers who are socialists / Marxists and thus expect the government to provide for them when they are unable or unwilling to do so for themselves. For these students to expect the government to forgive their loans are natural. Next, when they find out that the IRS considers the loan forgiveness to be income, I expect the Regressives (TM) in Congress to demand that Biden issue an executive order to exempt this found “income” from their 2022 Form 1040 by the end of 2022 before the GOP tsunami could prevent that from happening, assuming it is possible by Biden.
George Orwell is probably no longer required reading in high school as he figured out what socialism is really about (and the lefty teachers know to be true). These students have no clue what Orwell meant when he wrote in Animal Farm: All animals are equal, but some animals are more equal than others. These students feel entitled to other people’s money, even when they make more than those footing the bill, for their use. They do feel that they are “more equal” than the rest of us who are footing their laziness.
In order of shared responsibility: creditor, school, activist, student, government, and diverse, authoritarian, monopolistic forcings of progressive prices.
“I lived in NYC for over 40 years, (having just left in January of this year), and I witnessed the metastatic growth of Columbia uptown and NYU downtown. (I lived about 15 blocks south of the Columbia campus.) The old joke was that Columbia would spread east and west from north to south and NYU east and west from south to north until they met in the middle, making all of Manhattan a divided campus comprising the two schools.”
Bob @ 11:58 Since we have freedom of speech as well as religion I don't find either sentiment particularly offensive, but then I'm a broadminded, classic liberal working class male.
Forgive? As if the loan were an insult against the government in the first place, rather than a government-supported but privately financed lending program?
This isn't debt forgiveness, it is debt cancellation, proposed to take money from future taxpayers and give it to banks who otherwise won't ever see a penny of it. That the loan recipients are thus relieved of an obligation has nothing to do with it, except for political gain. The beneficiaries are the banks that made the loans. Or whoever holds the much-discounted loan papers now, like Aidvantage and Nelnet.
Gilbar nailed its. I was on a business trip with my boss and we got to talking about folks. I was pretty astonished to find out what bigot he was to anyone that didn’t think like him
All politically correct and at the end of the day he was just an elitist bigot. Sad
I might be good with forgiving student debt if it could be accompanied by an irrevocable ban on the federal government ever again lending (or giving) money to students for any purpose whatsoever.
Sounds harsh (and perhaps it would be for a few years). But just think of the effect it would have on college tuition!
And perhaps the deprecation of non-marketable majors while we're at it, at least to those who will not publicly acknowledge that what they're studying is not marketable and who thereby assume all liability for costs and outcomes.
Properly presented, the student loan "forgiveness" could be the most potent political weapon ever for the GOP. Ads featuring doctors and lawyers who got forgiveness, schoolteachers who lived off ramen for years to pay off their loans, and working class people who decided against college because they had an aversion to debt. Maybe even something to (accurately) note that the actual repayment will be done be people who are children today, or not yet born.
Debt forgiveness shouldn't happen. But when it does, it should be coupled with degree forfeiture. Shouldn't be an issue, if the degree isn't helping the holder to pay back the loan.
I think I might have posted this before- if so, my apologies.
Federally supported student loans accomplished three things: (1) they enriched the colleges and universities, made it possible for them to increase tuition and other charges far in excess of inflation; (2) they encouraged "young adults" to delay maturity by indulging in recreation in the guise of education for four years or more; (3) they made it possible for serious young people to get an education they otherwise couldn't have afforded. I think it likely that most members of group 3 aren't looking for loan foregiveness, and may have paid their debt anyway, but forgiving their student-loan debt would do no harm. If we decide to forgive the student debts of group 2, it should be part of a package deal: Loan forgiveness should be part of a Constitutional amendment that expressly prohibits the federal government from extending credit to anyone except on commercially reasonable terms that provide reasonable prospects for repayment. In addition, the costs of loan forgiveness should be reimbursed by a tax on the value of the endowments of every college or university that benefited from the federal student loan guarantee. I'd suggest that the first billion dollars of endowments be excempt from the tax, but that's negotiable.
The Christian model places the lender at risk during a jubilee. However, in the modern model, the distribution of risk depends if the loan was given by choice, Choice, or force, including: single/central/monopolistic forcings, advocates, activists, and beneficiaries as both provider and consumer, and, of course, collateral damage from the resulting progressive prices, availability, and quality.
... identifies with health "insurance" (e.g. Obamacares), in single/central/monopolistic solutions, which are first-order forcings of progressive pricing and availability. A myopic model with unsustainable forward-looking [catastrophic] [anthropogenic] climate change and collateral damage.
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42 comments:
Just spent a week, road tripping with my nephew (NYU grad.. 2016)
Which meant, a week of Both of us being able to say,
ANYTHING we wanted.. As long as it was COMPLETELY Politically Correct
Him calling me (and half the country) Racist SCUM, for liking country music.. A OKAY!
Me mentioning my personal relationship with Jesus... NOT COOL, MAN!!
"Jesus is Lord"
Wow. One slipped through the cracks.
Saying “Jesus is Lord” is only unpopular with the secular fascists that are trying to destroy the middle class and our country. All of the climate change and transgender garbage and warmongering and CRT are just their tactics.
Their goals are always power and control.
Pretty soon their unpopularity is going to be out front for everyone to see.
Perhaps instead of forgiving student loan debt we should forgive them for getting degrees in wokeness, and remind them that the tuition in the school of hard knocks is always the highest.
While those young adults missed quite a few guesstimations, at least there are two that hit the nail. Religion demonized. Conservatives demonized. I get why they hope others will pay their student loans. NYU ain’t the cheap seats. Something like $75000/year. Insane. In an already expensive city (I live here), I have seen them biting off chunk after chunk of the east village for dorms and such. Increasing their footprint and removing property from the tax base. You know, just like hospitals do.
I’m happy for those young folks and hope they lead successful lives, but the idea of OTHER people paying THEIR debts is bullshit. You financed it, you pay for it. I went to college without loans back when an average family could afford expenses (LSU mid 80s). No loans.
No way in hell am I gonna easily acquiesce to picking my pocket so you do not have to buck up and pay the piper. Didn’t know into what you were getting? You had idiots for parents. I’d guess they bought a time share somewhere along the line.
GrapeApe said...
I get why they hope others will pay their student loans. NYU ain’t the cheap seats. Something like $75000/year.
My nephew got LOTS of student aid/grants/etc.. as well as roomed with a rich boyfriend*
and made it out (back in 2012-2016) with "ONLY" $275,000** in student loans, with an econ degree
He now works in Chicago as a suit, and makes SLIGHTLY more than i was making in 2017 as a DB Admin
rich boyfriend* he Claims, that they were "Just .. My nephew Claims that he is straight: go figure?
$275,000** roughly Twice what my house in Ames cost.. Roughly TEN TIMES what my house in NE iowa cost
GrapeApe ALSO said..
but the idea of OTHER people paying THEIR debts is bullshit.
yep! my nephew made it CLEAR..
That it was MY RESPONSIBILITY to pony up and pay his quarter million dollar CPA degree
Every generation seems to have it harder than the last. One of the things that will help those who face these current hardships (sic) is not to talk about ‘when I was a lad…’: this just generates a whole bunch of ‘yeah, but…’ responses. It doesn’t help the current situation, we can’t go back to the past.
These students with high debt need to realize and understand that they made an agreement, and are obligated to that agreement. People who loan an individual money are not doing it out of their own heart; especially the government. They want something from you and they are going to get it.
Right now, as I understand it, there is no payments required and no interest - those with loans should be paying back as much as possible immediately, to get out from being a slave to the lender.
Hey GrapeApe- same here. I was at LSU from ‘82-‘88 when I got my DVM degree. My parents couldn’t afford to send us to college but scholarships helped a lot and I only took out one small loan my last year.
Geaux Tigers!
"Forgiving" a debt is for Jesus. An economist or accountant knows the "forgiven" debt is transferred. The citizen knows the debt is transferred to less affluent people than the borrowers.
Hey Retail, our non-material debts are transferred to Jesus for a remittance of sin. Our school debts not so much.
my nephew made it CLEAR..
That it was MY RESPONSIBILITY to pony up and pay his quarter million dollar CPA degree
Did he happen to mention whose degree he was assuming the responsibility of paying for? Let me guess...
Year of Jubilee is a Law given by the Lord
I think home loans and car loans and business loans should be forgiven too. I mean I need a roof over my head! I need a car to get to work and back! Businesses are the backbone of America, why penalize them by saddling them with debt?!
Full disclosure: I live in a 2 million dollar home, drive a Rolls Royce, and took out a 10 million dollar loan on my business in my basement where I make birdhouses and sell them on the internet. I expect it to be profitable in less than ten years. If the government doesn't bail me out how am I ever going to get out of this crushing debt? Fairs fair afterall. Why should I be the one responsible for my life choices??
So I should be paying all the debts you elected to take on, voluntarily. Hmm. Sounds like an interesting argument. Tell you what: that's an expensive learning experience. Why don't you convince me using all the skills and knowledge you've acquired. If it was worth the money, it should be no problem to persuade me to voluntarily assume your debt. If you can't, then you didn't get your money's worth. If its not worth the money to you, it certainly won't be to me. If you propose to take it by force, then what did you need college for in the first place? By the way, I fight dirty when attacked using force
Someone's gonna report that kid, and her diploma will be held up until she "repents" (and recognizes the correct lord(s)).
That sentiment, unlike her student loan, will not likely be forgiven.
"Saying 'Jesus is Lord' is only unpopular with the secular fascists that are trying to destroy the middle class and our country."
Well, it's certainly acceptable to say it to those you know share and welcome that opinion. However, it is simply bad manners (or aggressively rude, depending on one's insistence) to say it to people whose flavor and degree of religious belief or non-belief you don't know, and who have not opened a conversational door to you for a discussion of religion.
"All of the climate change and transgender garbage and warmongering and CRT are just their tactics."
Believing in global climate change is not unique to religious non-believers. Supporters of war and warmongering are probably not the same population who believe in global crisis change, transgender "garbage"(sic), or who advocate for CRT. I'd bet the religious faithful* are more likely to accept war mongering.
*(By which I mean fundamentalist Christians.)
So in majority-Christian America, "Jesus Is Lord" is the UN-popular opinion. (Worldwide, the vast majority of people confess to some sort of religious faith and belief, and most
oppression and violence around religion is faith-on-faith.)
Not sure how that works, but then I didn't go to NYU, and I live in the South.
They seemed a self-congratulatory bunch. When I got my BA in 1976 from Overgrown Normal School U, we were so numerous that we didn't even march across a stage--we got to stand up as our name was called.
No stopping us after that.
"In an already expensive city (I live here), I have seen them biting off chunk after chunk of the east village for dorms and such. Increasing their footprint and removing property from the tax base."
I lived in NYC for over 40 years, (having just left in January of this year), and I witnessed the metastatic growth of Columbia uptown and NYU downtown. (I lived about 15 blocks south of the Columbia campus.) The old joke was that Columbia would spread east and west from north to south and NYU east and west from south to north until they met in the middle, making all of Manhattan a divided campus comprising the two schools.
Periodic cancellation of debt has a long history in many societies. It was often necessary to forestall social or economic collapse.
The college students today were indoctrinated in school by teachers who are socialists / Marxists and thus expect the government to provide for them when they are unable or unwilling to do so for themselves. For these students to expect the government to forgive their loans are natural. Next, when they find out that the IRS considers the loan forgiveness to be income, I expect the Regressives (TM) in Congress to demand that Biden issue an executive order to exempt this found “income” from their 2022 Form 1040 by the end of 2022 before the GOP tsunami could prevent that from happening, assuming it is possible by Biden.
George Orwell is probably no longer required reading in high school as he figured out what socialism is really about (and the lefty teachers know to be true). These students have no clue what Orwell meant when he wrote in Animal Farm: All animals are equal, but some animals are more equal than others. These students feel entitled to other people’s money, even when they make more than those footing the bill, for their use. They do feel that they are “more equal” than the rest of us who are footing their laziness.
In order of shared responsibility: creditor, school, activist, student, government, and diverse, authoritarian, monopolistic forcings of progressive prices.
This is not about debt forgiveness, but rather redistributive change for political leverage, minority profits, and ill-conceived choices.
“I lived in NYC for over 40 years, (having just left in January of this year), and I witnessed the metastatic growth of Columbia uptown and NYU downtown. (I lived about 15 blocks south of the Columbia campus.) The old joke was that Columbia would spread east and west from north to south and NYU east and west from south to north until they met in the middle, making all of Manhattan a divided campus comprising the two schools.”
In fact, Columbia is proud of it! :)
In the not too distant future, the USA will be forced to cancel its national debt.
This will be known as "bad luck."
Bob @ 11:58
Since we have freedom of speech as well as religion I don't find either sentiment particularly offensive, but then I'm a broadminded, classic liberal working class male.
Forgive? As if the loan were an insult against the government in the first place, rather than a government-supported but privately financed lending program?
This isn't debt forgiveness, it is debt cancellation, proposed to take money from future taxpayers and give it to banks who otherwise won't ever see a penny of it. That the loan recipients are thus relieved of an obligation has nothing to do with it, except for political gain. The beneficiaries are the banks that made the loans. Or whoever holds the much-discounted loan papers now, like Aidvantage and Nelnet.
Gilbar nailed its. I was on a business trip with my boss and we got to talking about folks. I was pretty astonished to find out what bigot he was to anyone that didn’t think like him
All politically correct and at the end of the day he was just an elitist bigot. Sad
when your party is failing and you're desperate to buy votes.
The resentment backlash -----> it's coming.
I might be good with forgiving student debt if it could be accompanied by an irrevocable ban on the federal government ever again lending (or giving) money to students for any purpose whatsoever.
Sounds harsh (and perhaps it would be for a few years). But just think of the effect it would have on college tuition!
And perhaps the deprecation of non-marketable majors while we're at it, at least to those who will not publicly acknowledge that what they're studying is not marketable and who thereby assume all liability for costs and outcomes.
Properly presented, the student loan "forgiveness" could be the most potent political weapon ever for the GOP. Ads featuring doctors and lawyers who got forgiveness, schoolteachers who lived off ramen for years to pay off their loans, and working class people who decided against college because they had an aversion to debt. Maybe even something to (accurately) note that the actual repayment will be done be people who are children today, or not yet born.
Look forward to the $10,000 tuition hike.
All that money will go to building a new state-of-the-art gym next to the old state-of-the-art gym.
Jesus forgives, at his own expense; Caesar wants to horn in, at your expense.
Debt forgiveness shouldn't happen. But when it does, it should be coupled with degree forfeiture. Shouldn't be an issue, if the degree isn't helping the holder to pay back the loan.
I think I might have posted this before- if so, my apologies.
Federally supported student loans accomplished three things: (1) they enriched the colleges and universities, made it possible for them to increase tuition and other charges far in excess of inflation; (2) they encouraged "young adults" to delay maturity by indulging in recreation in the guise of education for four years or more; (3) they made it possible for serious young people to get an education they otherwise couldn't have afforded.
I think it likely that most members of group 3 aren't looking for loan foregiveness, and may have paid their debt anyway, but forgiving their student-loan debt would do no harm.
If we decide to forgive the student debts of group 2, it should be part of a package deal: Loan forgiveness should be part of a Constitutional amendment that expressly prohibits the federal government from extending credit to anyone except on commercially reasonable terms that provide reasonable prospects for repayment.
In addition, the costs of loan forgiveness should be reimbursed by a tax on the value of the endowments of every college or university that benefited from the federal student loan guarantee. I'd suggest that the first billion dollars of endowments be excempt from the tax, but that's negotiable.
The Christian model places the lender at risk during a jubilee. However, in the modern model, the distribution of risk depends if the loan was given by choice, Choice, or force, including: single/central/monopolistic forcings, advocates, activists, and beneficiaries as both provider and consumer, and, of course, collateral damage from the resulting progressive prices, availability, and quality.
Related:
Maher hits it out of the park here... on this topic.
My mortgage identifies as a student loan.
Same with all of my loans.
free money!
My mortgage identifies as a student loan.
... identifies with health "insurance" (e.g. Obamacares), in single/central/monopolistic solutions, which are first-order forcings of progressive pricing and availability. A myopic model with unsustainable forward-looking [catastrophic] [anthropogenic] climate change and collateral damage.
Maher hits it out of the park here... on this topic.
Shared/shifted responsibility and progressive prices, quality, and return.
Forgive student debt? I paid off my student loan early. Do I get that money and interest back? If no then to the devil with this.
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