People could have many reasons for not paying their premiums. Some decided they did not want a health plan for which they had applied. Some never received an invoice from the insurance company, or received it late. In addition, phone lines of some health plans were overwhelmed.
Obama administration officials said they did not know how many people signing up for coverage had paid their premiums because the government had not finished building the “back end” of the computer systems needed to pay insurers.
February 14, 2014
And so, they are not covered (even though extensions were given).